Agriculture is built on hard work, resilience, and strong financial partnerships. Whether you operate a family farm, livestock operation, grain farm, or agricultural business, Glenwood State Bank offers checking account options designed to support your day-to-day financial needs.
Personal Checking Accounts
Core Checking
Simple, flexible banking for agricultural operations of any size.
- $5.00 minimum opening deposit required
- No minimum balance requirements
- No monthly service charges
- Free imaged eStatements
NOW Checking
Earn interest while maintaining convenient access to your operating funds.
- $800.00 minimum opening deposit required
- Interest-bearing
- One free order of standard checks each year
- Maintain a minimum $800 daily balance or a monthly average balance of $1,200 to avoid a $5.00 monthly service charge***
Club Checking
Additional benefits and conveniences for customers who want more from their everyday banking.
- $5.00 monthly fee
- Free standard checks
- Free imaged eStatements
- ATM fee refunds
- Add $10,000 AD&D insurance** for $1.00/month
- Learn more about GenGold >>
Business Checking Accounts
Business Checking
Built for agricultural businesses, farm operations, and growing enterprises that need straightforward account management.
- No minimum balance requirements
- No FDIC assessment charges
- No “less reserves” fees*
- Use of deposit bags (zipper or lock style)
- Direct Deposit
Business Checking with Interest
A business account that helps your operating funds work harder by earning interest while remaining accessible.
- Earn competitive interest rate
- Interest compounded and credited monthly
*Fees may be offset based on your average monthly collected balance and your potential monthly earnings credit.
**Not all plans available in all areas, some restrictions apply. Visit gengold.com or call 1.800.428.6686 for complete program details.
***A minimum balance service charge fee of $5.00 will be imposed every statement cycle unless you maintain either a minimum daily balance of $800 or a monthly average daily balance of $1,200.00 for the monthly statement cycle. You must maintain a minimum balance of $800.00 in the account day to obtain the disclosed annual percentage yield.