We value farmers and recognize the vital role Agricultural Producers play in our local communities! Because every farm operation is different, we have a variety of Checking Account options to choose from. Some producers select "personal" accounts, while others find "business" accounts better suit their needs.
Personal Checking Accounts
Club Checking
This exclusive package has an estimated annual savings of over $1,000.00!
- $5.00 monthly fee
- Free checks
- Free imaged statements
- ATM fee refunds
- Add $10,000 AD&D insurance** for $1.00/month
- Learn more about GenGold >>
Club NOW Checking
All of the features of the Club Checking account, plus earn interest on your account!
- $6.00 monthly fee
- Earn interest!
- Add $10,000 AD&D insurance** for $1.00/month
- Learn more about GenGold >>
NOW Checking
- $800.00 minimum opening deposit required
- Interest-bearing
- Free wallet-style checks and imaged statements
- Maintain a minimum $800 daily balance or a monthly average balance of $1,200 to avoid a $5.00 monthly service charge***
Core Checking
- $5.00 minimum opening deposit required
- No minimum balance requirements
- No monthly service charges
- Free imaged eStatements
Business Checking Accounts
Business Checking
Enjoy the following features and services with our business accounts:
- No minimum balance requirements
- No FDIC assessment charges
- No “less reserves” fees*
- Use of deposit bags (zipper or lock style)
- Direct Deposit
Business Checking with Interest
All of the features of the Business Checking account, plus earn interest on your account!
- Earn competitive interest rate
- Interest compounded and credited monthly
- For qualified customers only
*Fees may be offset based on your average monthly collected balance and your potential monthly earnings credit.
**Not all plans available in all areas, some restrictions apply. Visit gengold.com or call 1.800.428.6686 for complete program details.
***A minimum balance service charge fee of $5.00 will be imposed every statement cycle unless you maintain either a minimum daily balance of $800 or a monthly average daily balance of $1,200.00 for the monthly statement cycle. You must maintain a minimum balance of $800.00 in the account day to obtain the disclosed annual percentage yield.