We value farmers and recognize the vital role Agricultural Producers play in our local communities! Because every farm operation is different, we have a variety of Checking Account options to choose from. Some producers select "personal" accounts, while others find "business" accounts better suit their needs.
Personal Checking Accounts
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Club Checking
This exclusive package has an estimated annual savings of over $1,000.00!
- $5.00 monthly fee
- Free checks
- Free imaged statements
- ATM fee refunds
- Add $10,000 AD&D insurance** for $1.00/month
- Learn more about GenGold >>
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Club NOW Checking
All of the features of the Club Checking account, plus earn interest on your account!
- $6.00 monthly fee
- Earn interest!
- Add $10,000 AD&D insurance** for $1.00/month
- Learn more about GenGold >>
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NOW Checking
- $800.00 minimum opening deposit required
- Interest-bearing
- Free wallet-style checks and imaged statements
- Maintain a minimum $800 daily balance or a monthly average balance of $1,200 to avoid a $5.00 monthly service charge***
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Free Checking
- $5.00 minimum opening deposit required
- No minimum balance requirements
- No monthly service charges
- Imaged statements are available for $2.00/statement/month
Business Checking Accounts
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Business Checking
Enjoy the following features and services with our business accounts:
- No minimum balance requirements
- No FDIC assessment charges
- No “less reserves” fees*
- Use of deposit bags (zipper or lock style)
- Direct Deposit
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Business Checking with Interest
All of the features of the Business Checking account, plus earn interest on your account!
- Earn competitive interest rate
- Interest compounded and credited monthly
- For qualified customers only
*Fees may be offset based on your average monthly collected balance and your potential monthly earnings credit.
**Not all plans available in all areas, some restrictions apply. Visit gengold.com or call 1.800.428.6686 for complete program details.
***A minimum balance service charge fee of $5.00 will be imposed every statement cycle unless you maintain either a minimum daily balance of $800 or a monthly average daily balance of $1,200.00 for the monthly statement cycle. You must maintain a minimum balance of $800.00 in the account day to obtain the disclosed annual percentage yield.