Proudly offering locally-serviced HSAs!
A Health Savings Account (HSA) is a tax-exempt trust or custodial account, established exclusively for the purpose of paying qualified medical expenses for the account beneficiary, who is covered under a high-deductible health plan.
How HSA's Works:
Health Savings Accounts work like a regular checking account and you can use a check or debit card to pay for qualified medical expenses. The funds in the account continue to grow tax-free, year after year.
- Competitive interest rates
- Local service
- NO monthly maintenance fees
- Free HSA debit card
- Checks available
- Monthly statements (free with eStatements)
- Year-end reporting for tax purposes
High Deductible Health Plans:
Single Coverage
2025 minimum annual deductible: $1,650.00
2025 maximum annual out-of-pocket expenses: $8,300.00
2025 maximum contributions: $4,300.00
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2026 minimum annual deductible: $1,700.00
2026 maximum annual out-of-pocket expenses: $8,500.00
2026 maximum contributions: $4,400.00
Family Coverage
2025 minimum annual deductible: $3,300.00
2025 maximum annual out-of-pocket expenses: $16,600.00
2025 maximum contributions: $8,550.00
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2026 minimum annual deductible: $3,400.00
2026 maximum annual out-of-pocket expenses: $17,000.00
2026 maximum contributions: $8,750.00
HSA Catch-Up Contributions
2025 Age 55 and older: $1,000.00
2026 Age 55 and older: $1,000.00